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What is the most effective method to combine $3,000 in credit card debt?
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The way I done it was to open a credit card account with a no annual fee and a 0 apr on balance transfers for a 6 months to a year. Then working on paying as much as you can a month to get it paid off before the apr kicks in.. If you can't open another credit card, check about transferring your balance to an existing card with the lowest interest rate.
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research companies in business legislature to lower your costs
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Don't consolidate, eliminate. Contact me and I'll forward you the info.
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