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+96 votes
How can I prevent debt collectors from contacting me?
by (4.4k points)

9 Answers

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Best answer
tell them that you put the names of all of your creditors into a hat and pull out the names of the ones that you intend to pay each month.... . then say that every time they call and bother you, you take their name out of the hat, so they have no chance of getting paid.
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Pay your debt! Don't tell them to f**k off as some prat has advised. They WILL get you in the end, and the longer they take to find you the worse it will be. I don't know about US, but in UK you can go to prison for non-payent of even minor things if you keep refusing to cooperate. If you can't pay, be honest and try to come to an arrangement. IGNORING A PROBLEM DOES NOT GET RID OF IT!!
by (4.4k points)
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just tell them to F**k off..they can't do anything. If they take you to court, don't show, and you still won't have to pay....
by (4.3k points)
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pay them and yes they can do something....its called suing and garneshment of either wages or taxes. I had to pay of $35,000 in credit card bills and because I didn't PAY them for like 2 years straight they sued me. They will you too.
by (4.5k points)
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Use a "cease and desist form" which is your legal right, and informs collectors that you know your rights, which are that you did not request nor do you require their services, and if they contact you again that you will file against them. It also tells them that you are willing to negotiate with the original source of your debt, which if you have collectors after you, has already been written off, or sold to collecting agencies. I don't remember which website I got the form from, but you should be able to find it in your search under "Cease and Desist" form to send collections agency. Good Luck! (My collection place halted immediately, never to be heard from again.)
by (4.3k points)
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You'll never see them again if you just pay.
by (4.4k points)
0 votes
I DONT THINK YOU CAN TRULY AVOID THEM BUT THEY ARE NOT SUPPOSED TO CALL YOU AT WORK OR AFTER 9PM IN MOST STATES
by (4.2k points)
0 votes
Pay your bills.
by (4.4k points)
0 votes
Learn how to manage your money and live within your means.. Move then change your phone number.
by (4.3k points)
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