Well first if you haven't already go back to school get a degree then find a stable job then call all your creditors to see if you can work out payments you can afford and make them agree to contact the credit bureaus of their doing it, then if possible find a cheap apartment or go to craiglist and list your situation and someone might offer you a place or try and find a roommate till you are back on your feet then open a savings account place 100 a month in their without touching it as then it would build up trust me I did this and it worked so hopefully it works for u