I think the real objection isn't because they charge you, but because they charge you in an unfair, disproportionate way.. . You go a few pounds over, they send you letters, and bill you vastly more for receiving those letters than you were over in the first place.. . It's hardly stealing, they're very happy for you to go overdrawn - they make a lot of money out of it. It's not quite on the scale of marketing credit cards to people who are likely to get into serious debt and accrue huge interest charges, but it's pretty scummy business nonetheless.. . . People work for these big companies, and their entire working life is stressed and miserable. People deal with them, and they're pretty likely to get screwed by the company too. Everyone suffers - in the worst companies the employees are driven into the ground for years, decades - except the shareholders.. . We've all seen the roaring success of communism - I'm certainly not advocating that - but if we've evolved far enough to value happiness above profit, there has to be a better compromise than where we are now.. . . Did I go on a bit of a tangent?