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Why do Americans have a reputation for being spendthrift and the British for being stingy?

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Why do Americans have a reputation for being spendthrift and the British for being stingy?
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Because prices are expensive in Britain ( nearly twice the US). also houses are much more expensive in the UK, therefore people have to save up to pay mortgages
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I didn't know that, learn something new every day!!
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I don't know... why do people make sweeping generalizations about different nationalities?
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