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How can I combine two home mortgages when the total amount is greater than the home's appraised value?

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How can I combine two home mortgages when the total amount is greater than the home's appraised value?
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the easiest way to do that is to add in some cash and refinance as 1 mortgage. Whoever gave you the 2nd loan did something that really didnt help you out at all.
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I t hink you should become a hamburger sales assitent instead of caring about homes!
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burn it down!
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You better stick with what you have for the time being. You aren't going to do any better until your home gains some value or you pay down your two loans.
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You have a real problem my friend!!! Did you originally take out a 203K loan? There is no lender out their who is going to give a loan on a home that does not have any equity or appraises for less than what the two loans are worth. Sorry!!! Even if you were to sell this hoe you will need to bring money to closing...
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